Nubank
Started after David Vélez's kafkaesque São Paulo branch visit; now Latin America's most valuable financial institution with 100M+ customers.
131M customers (FY25); custodial crypto; US OCC conditional approval.
The facts
| Category | traditional |
| HQ | São Paulo, BR |
| Founded | 2013 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | Bank licences BR/MX/CO; conditional US OCC approval (2026) |
| Card | MC · Credit + debit |
| Yield | ~100% CDI |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Latin America |
| Countries | Brazil, Mexico, Colombia |
| Reported users | 131M customers (2025) |
| Founders | David Vélez, Cristina Junqueira, Edward Wible |
| Funding | Public (NU) |
Verified links: official site ↗ · terms ↗ · @nubank ↗
comparePut Nubank side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Wise · Banco Inter · PicPay · PagBank · Nequi · Ualá
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.