Who owns Revolut?
Is Revolut a licensed bank?
Yes — it holds its own banking licence. Licence detail: UK banking licence (2024); EU licence (Lithuania).
Where is your money held?
Custody model: Custodial — on Revolut's own balance sheet as a licensed bank.
Revolut runs on: Lead Bank (BIN sponsor bank) · Sutton Bank (BIN sponsor bank) · Galileo (card issuing processor) · Paxos (crypto brokerage infrastructure) · Fireblocks (crypto brokerage infrastructure) · Metropolitan Commercial Bank (BIN sponsor bank) · Pismo (core banking platform) · Thredd (card issuing processor). Full stack on the infra map.
Who's behind Revolut?
Revolut was founded by Nik Storonsky, Vlad Yatsenko (2015), headquartered in London, UK.
Early investors
Is my money safe with Revolut?
As a licensed bank, eligible deposits at Revolut are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.