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Shine profile

Who owns Shine?

traditional · Paris, FR · Payment institution · custody: Custodial

short answerShine is a payment institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits.

Is Shine a licensed bank?

No — it is a payment institution. Licence detail: Payment institution (ACPR n°71758, France); funds safeguarded at Société Générale.

Where is your money held?

Custody model: Custodial.

Shine runs on: Treezor (BaaS / e-money platform). Full stack on the infra map.

Who's behind Shine?

Shine was founded by Nicolas Reboud, Raphaël Simon (2017), headquartered in Paris, FR.

Is my money safe with Shine?

As a payment institution, Shine safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.

go deeperSee the full Shine profile with every verified field, or Shine alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.