Shine alternatives
short answerRanked by how closely they match Shine on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Indy, Kontist and Monzo, which share the same traditional model and custodial custody; all three are available in Europe. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Indy | traditional | Lyon, FR | — | vs Shine → |
| Kontist | traditional | Berlin, DE | — | directory → |
| Monzo | traditional | London, UK | 12M customers (2025) | directory → |
| Algbra | traditional | London, UK | — | directory → |
| Allica Bank | traditional | Milton Keynes, UK | — | directory → |
| ANNA Money | traditional | Cardiff, UK | — | directory → |
| buddybank | traditional | Milan, IT | — | directory → |
| bunq | traditional | Amsterdam, NL | — | directory → |
go deeperBack to the Shine profile, ask who owns Shine?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.