Shine alternatives
short answerThe closest alternatives to Shine are Kontist, Indy and Revolut. All are neobanks operating in Europe for freelancers & creators, comparable to Shine on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Kontist | traditional | Berlin, DE | — | directory → |
| Indy | traditional | Lyon, FR | — | vs Shine → |
| Revolut | hybrid crypto | London, UK | 50M customers (2025) | directory → |
| Deel | hybrid crypto | San Francisco, US | — | directory → |
| Holyheld | web3-native | London, UK | — | directory → |
| Wise | traditional | London, UK | 19M customers (FY26) | directory → |
| Monzo | traditional | London, UK | 12M customers (2025) | directory → |
| Phantom | web3-native | San Francisco, US | 15M MAU (2025) | directory → |
go deeperBack to the Shine profile, ask who owns Shine?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.