Step alternatives
short answerThe closest alternatives to Step are Cash App, Revolut and Chime. All are neobanks operating in North America for gen z & students, comparable to Step on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Cash App | hybrid crypto | Oakland, US | 59M transacting actives (2025) | directory → |
| Revolut | hybrid crypto | London, UK | 50M customers (2025) | directory → |
| Chime | traditional | San Francisco, US | 22M members (2024) | directory → |
| Wise | traditional | London, UK | 19M customers (FY26) | directory → |
| Phantom | web3-native | San Francisco, US | 15M MAU (2025) | directory → |
| Varo | traditional | San Francisco, US | — | directory → |
| Current | traditional | New York, US | — | vs Step → |
| SoFi | traditional | San Francisco, US | — | directory → |
go deeperBack to the Step profile, ask who owns Step?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.