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Sumeria (Lydia) profile

Who owns Sumeria (Lydia)?

traditional · Paris, FR · E-money institution · custody: Custodial

short answerSumeria (Lydia) is an e-money institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits. Sumeria (Lydia)'s most notable disclosed backers include Tencent, Accel and Dragoneer.

Is Sumeria (Lydia) a licensed bank?

No — it is an e-money institution. Licence detail: E-money institution (Lydia Solutions, ACPR France, CIB 17598); credit-institution licence applied for.

Where is your money held?

Custody model: Custodial.

Sumeria (Lydia) runs on: Okali (BaaS / e-money platform). Full stack on the infra map.

Who's behind Sumeria (Lydia)?

Sumeria (Lydia) was founded by Cyril Chiche, Antoine Porte (2013), headquartered in Paris, FR.

Early investors

Notable venture and strategic investors from Sumeria (Lydia)'s publicly disclosed funding rounds (~€260M raised).

Tencent ↗ Accel ↗ Dragoneer ↗

Is my money safe with Sumeria (Lydia)?

As an e-money institution, Sumeria (Lydia) safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.

go deeperSee the full Sumeria (Lydia) profile with every verified field, or Sumeria (Lydia) alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.