Sumeria (Lydia)
France's 'send me a Lydia' P2P verb rebranded to Sumeria to become a real current account.
France's P2P leader turned full account.
The facts
| Category | traditional |
| HQ | Paris, FR |
| Founded | 2013 |
| Custody | Custodial |
| Regulation type | Unclassified |
| Card | Visa · Debit |
| Yield | ~2-4% on balance |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | France |
| Founders | Cyril Chiche, Antoine Porte |
| Funding | ~€260M raised |
Verified links: official site ↗ · terms ↗ · @sumeria_app ↗
comparePut Sumeria (Lydia) side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.