Who owns Trade Republic?
Is Trade Republic a licensed bank?
Yes — it holds its own banking licence. Licence detail: German full banking licence (2023).
Where is your money held?
Custody model: Custodial — on Trade Republic's own balance sheet as a licensed bank.
No sponsor bank or infrastructure provider is publicly documented for Trade Republic yet. Know one? Suggest it.
Who's behind Trade Republic?
Trade Republic was founded by Christian Hecker, Thomas Pischke, Marco Cancellieri (2015), headquartered in Berlin, DE.
Early investors
Is my money safe with Trade Republic?
As a licensed bank, eligible deposits at Trade Republic are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.