Airtm vs Deel
short answerBoth are hybrid neobanks. Deel pays yield on balances. Compare custody, license, FX markup and fees field by field below.
Airtm: Dollar wallet + P2P payouts.
Deel: 1.5M workers; DLUSD on Bridge+Privy+Tempo.
Side by side
| Airtm | Deel | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | freelancers & creators | freelancers & creators |
| HQ | Mexico City, MX | San Francisco, US |
| Founded | 2015 | 2019 |
| Custody | Custodial | Custodial |
| Regulation | VASP / MSB / crypto licenses | VASP / MSB / crypto licenses |
| License detail | MSB registration (FinCEN, No. 31000329787639); USDC-based dollar wallet | MSB + US state money-transmitter licenses (DPayments); US wallet via Alviere/CFSB; DLUSD via Bridge |
| Card | Visa · Virtual | No card |
| Cashback | — | — |
| Yield | — | Rewards on DLUSD |
| FX markup | — | — |
| Services | — | — |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | Latin America | North America, Europe, Latin America, Asia, Africa, MENA, Oceania |
| Reported users | — | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.