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comparisons

Meru vs Airtm

hybrid vs hybrid · from the open dataset of 380 tracked neobanks · no affiliate links, ever

short answerBoth are hybrid neobanks. Meru pays yield on balances. Compare custody, license, FX markup and fees field by field below.

Meru: Dollar accounts for LatAm freelancers.

Airtm: Dollar wallet + P2P payouts.

Side by side

MeruAirtm
Categoryhybridhybrid
Audiencefreelancers & creatorsfreelancers & creators
HQBogotá, COMexico City, MX
Founded20212015
CustodyCustodialCustodial
RegulationVASP / MSB / crypto licensesVASP / MSB / crypto licenses
License detailMSB registration (FinCEN, R3mit Solutions Inc.); USDC accounts via licensed US/EU partnersMSB registration (FinCEN, No. 31000329787639); USDC-based dollar wallet
CardVisa · Virtual + physicalVisa · Virtual
Cashback——
YieldUSDC yield—
FX markup——
Services——
StablecoinsYesYes
KYCYesYes
RegionsLatin AmericaLatin America
Reported users——
go deeperFull profiles: Meru · Airtm — or run your own comparison of up to four in the directory.

Who owns them? Meru · Airtm
Alternatives: Meru · Airtm

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.