Dolafy vs Shield
short answerBoth are hybrid neobanks with similar positioning — the real differences are FX markup, fees, license and geography, compared field by field below.
Dolafy: Multi-currency (USD/EUR/BRL/AED/GBP) accounts for global businesses with custodial stablecoins and a Visa prepaid business card.
Shield: US business accounts for exporters and wholesalers: accept USDT from overseas buyers, settle same-day in USD.
Side by side
| Dolafy | Shield | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | SMB & startups | SMB & startups |
| HQ | Brazil, BR | Miami, US |
| Founded | 2025 | 2022 |
| Custody | Custodial | Custodial |
| Regulation | Partner-bank model | Partner-bank model |
| License detail | Partner bank: Lead Bank (issuer); Bridge, a Stripe company (program manager) | Partner banks (Cross River Bank, Lead Bank) via licensed partners incl. Bridge (NMLS 2450917); FinCEN-registered MSB; card issued by First Internet Bank of Indiana via CapitalOS |
| Card | Visa · Prepaid | Visa · Business credit (pay-in-full) |
| Cashback | — | Up to 2% (new customers) |
| Yield | — | — |
| FX markup | — | — |
| Services | — | — |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | Latin America, North America, Europe, MENA | North America |
| Reported users | — | — |
go deeperFull profiles: Dolafy · Shield — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.