Dolafy
Bootstrapped by Eduardo Borges and two co-founders under AETERNUM CAPITAL LTDA, with no outside investors.
Multi-currency (USD/EUR/BRL/AED/GBP) accounts for global businesses with custodial stablecoins and a Visa prepaid business card.
- Who holds it
- A sponsor bank behind the brand — not the app you signed up with — Partner bank: Lead Bank (issuer); Bridge, a Stripe company (program manager).
- The ledger
- Split between a program manager and the sponsor bank — the modular setup that broke in Synapse.
- If it fails
- Any claim runs through the sponsor bank, and only works if the two ledgers reconcile.
Derived from Dolafy’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid · SMB & startups |
| HQ | Brazil, BR |
| Founded | 2025 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| License detail | Partner bank: Lead Bank (issuer); Bridge, a Stripe company (program manager) |
| Card | Visa · Prepaid |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | Latin America, North America, Europe, MENA |
| Founders | Eduardo Borges |
Verified links: official site ↗ · terms ↗ · @dolafycom ↗
Common questions about Dolafy
What is Dolafy?
Dolafy is a fiat-and-crypto neobank built for SMB & startups, headquartered in Brazil, BR and founded in 2025. Your money is held custodially, so Dolafy or its partner bank holds the balance and you hold a claim on it. It operates on a partner-bank model (Partner bank: Lead Bank (issuer); Bridge, a Stripe company (program manager)).
Does Dolafy have a card, and where can you use it?
It issues a Visa prepaid card. It is available in Latin America, North America, Europe and MENA.
Does Dolafy require KYC?
Yes. Dolafy requires identity verification (KYC) to open an account, as a partner-bank model.
Head-to-head
Dolafy vs Meow · Dolafy vs Slash · Dolafy vs Flex
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
Dolafy appears in
Neobanks running on someone else’s banking license (82) · Neobanks that require identity verification (334) · Neobanks available in North America (127) · Neobanks available in Europe (145) · Neobanks available in Latin America (114) · Neobanks available in MENA (86) · Neobanks for small businesses and startups (33) · Neobanks that issue a Visa card (184) · Neobanks in Brazil (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.