Karta vs Fizen

web3-native vs web3-native · from the open dataset of 365 tracked neobanks · no affiliate links, ever

Karta: Telegram-first self-custody card (Rain-issued); settles on Tempo; no US.

Fizen: Tether-invested travel neobank: card + local QR payments across APAC/MENA.

Side by side

	Karta	Fizen
Category	web3-native	web3-native
Audience	travel & digital nomads	travel & digital nomads
HQ	Redwood City, US	Ho Chi Minh, VN
Founded	2020	2022
Custody	MPC self-custodial	Self-custodial
Regulation	Self-custodial software	Self-custodial software
Licence detail	Self-custodial (MPC via Privy); Visa issued by Rain	—
Card	Visa · Virtual + physical	Visa/MC · Virtual + physical
Cashback	—	Offers
Yield	—	—
Stablecoins	Yes	Yes
KYC	Card only	Card only
Regions	North America, Europe, Latin America, Africa, MENA, Asia, Oceania	Asia
Reported users	—	—

go deeperFull profiles: Karta · Fizen — or run your own comparison of up to four in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.