Fizen
Tether-invested travel neobank: card + local QR payments across APAC/MENA.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Fizen’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native · travel & digital nomads |
| HQ | Ho Chi Minh, VN |
| Founded | 2022 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| Card | Visa/MC · Virtual + physical |
| Cashback | Offers |
| Stablecoins | Yes |
| KYC | Card only |
| Active regions | Asia |
| Founders | Leo Vu |
| Funding | Tether-invested |
Verified links: official site ↗
Common questions about Fizen
What is Fizen?
Fizen is a self-custodial, on-chain-first neobank built for travel & digital nomads, headquartered in Ho Chi Minh, VN and founded in 2022. You hold the keys: Fizen never takes custody of your funds. It is software rather than a licensed institution.
Does Fizen have a card, and where can you use it?
It issues a Visa and Mastercard virtual and physical card, and identity checks apply to the card but not to the wallet. It is available in Asia.
Does Fizen require KYC?
Partly. You can use Fizen itself without verifying your identity, but ordering its card requires KYC.
What does Fizen cost?
From the verified fields: cashback Offers. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Fizen before relying on them.
Head-to-head
Fizen vs Karta · Fizen vs SurfCash
Peers
Phantom · Zengo · MiniPay · MetaMask · Solflare · Rainbow
Fizen appears in
Neobanks that never hold your money (53) · Neobanks where only the card requires ID (33) · Neobanks available in Asia (132) · Neobanks for travel and digital nomads (10) · Neobanks that issue a Visa card (182) · Neobanks that issue a Mastercard (150) · Neobanks in Vietnam (6)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.