Cash App vs Venmo
NotaPágina localizada automáticamente: títulos, cifras clave y categorías en español; las descripciones detalladas y los datos verificados provienen del perfil original en inglés.
Respuesta breveBoth are hybrid neobanks. Cash App is the larger platform (~59M users) and pays yield on balances; Venmo supports stablecoins. Compare custody, license, FX markup and fees field by field below.
Comparación directa
| Cash App | Venmo | |
|---|---|---|
| Categoría | híbrido | híbrido |
| Público | general | general |
| Sede | Oakland, US | New York, US |
| Fundada | 2013 | 2009 |
| Custodia | Con custodia | Con custodia |
| Tipo de regulación | VASP / MSB / licencias cripto | VASP / MSB / licencias cripto |
| Detalle de licencia | Via Block's bank + BitLicense | PayPal's US state licenses (money transmitter, NMLS 910457); crypto via NYDFS trust company PayPal Digital |
| Tarjeta | Visa · Debit | Visa/MC · Debit + credit |
| Cashback | Boosts | Up to 3% (credit) |
| Rendimiento | ~4% savings (conditions) | — |
| Margen de FX | 3% foreign transaction fee; waived on card-present txns for Cash App Green users (2026-07) | — |
| Servicios | crypto on-ramp, crypto off-ramp, fiat pay-in (bank rails), fiat pay-out (bank rails), own IBAN / account no., virtual cards | — |
| Stablecoins | No | Sí |
| KYC | Sí | Sí |
| Regiones activas | América del Norte | América del Norte |
| Usuarios declarados | 59M transacting actives (2025) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.