Monese
An Estonian founder rejected by UK banks built no-credit-history onboarding for migrants; consumer app later folded into B2B platform XYB.
No-credit-history onboarding; consumer app scaled back to B2B (XYB).
The facts
| Category | traditional · immigrants & migrants |
| HQ | London, UK |
| Founded | 2013 |
| Custody | Custodial |
| Regulation type | Unclassified |
| Card | MC · Debit |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | United Kingdom, European Union |
| Founders | Norris Koppel |
| Funding | ~$200M raised |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @monese ↗
comparePut Monese side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.