Cash App vs Chime
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Risposta breveCash App is a hybrid neobank and Chime is traditional. Cash App is the larger platform (~59M users). Compare custody, license, FX markup and fees field by field below.
Confronto diretto
| Cash App | Chime | |
|---|---|---|
| Categoria | ibrida | tradizionale |
| Pubblico | general | general |
| Sede | Oakland, US | San Francisco, US |
| Fondata | 2013 | 2013 |
| Custodia | In custodia | In custodia |
| Tipo di regolamentazione | VASP / MSB / licenze cripto | Modello partner-bank |
| Dettaglio licenza | Via Block's bank + BitLicense | Partner banks (The Bancorp, Stride) |
| Carta | Visa · Debit | Visa · Debit |
| Cashback | Boosts | — |
| Rendimento | ~4% savings (conditions) | ~2% APY savings |
| Maggiorazione FX | 3% foreign transaction fee; waived on card-present txns for Cash App Green users (2026-07) | — |
| Servizi | crypto on-ramp, crypto off-ramp, fiat pay-in (bank rails), fiat pay-out (bank rails), own IBAN / account no., virtual cards | — |
| Stablecoin | No | No |
| KYC | Sì | Sì |
| Regioni attive | Nord America | Nord America |
| Utenti dichiarati | 59M transacting actives (2025) | 22M members (2024) |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.