Revolut vs Wise
NotaPagina localizzata automaticamente — titoli, dati chiave e categorie in italiano; le descrizioni dettagliate e i dati verificati provengono dal profilo originale in inglese.
Risposta breveRevolut is a hybrid neobank and Wise is traditional. Revolut holds its own banking license and is the larger platform (~50M users); Wise is built for travel & digital nomads. Compare custody, license, FX markup and fees field by field below.
Confronto diretto
| Revolut | Wise | |
|---|---|---|
| Categoria | ibrida | tradizionale |
| Pubblico | general | travel & digital nomads |
| Sede | London, UK | London, UK |
| Fondata | 2015 | 2011 |
| Custodia | In custodia | In custodia |
| Tipo di regolamentazione | Banca autorizzata | Istituto di moneta elettronica |
| Dettaglio licenza | UK banking license (2024); EU license (Lithuania) | E-money/payment licenses globally |
| Carta | Visa/MC · Debit + credit | Visa/MC · Debit |
| Cashback | Perks by tier | — |
| Rendimento | Savings vaults | Interest on balances (region) |
| Maggiorazione FX | Interbank rate; free to £/$1,000/mo on weekdays, 0.5% over; +1% weekend markup (2026-07) | Mid-market rate + conversion fee, typically ~0.33–1.5%; free if you hold the currency (2026-04) |
| Servizi | crypto on-ramp, crypto off-ramp, fiat pay-in (bank rails), fiat pay-out (bank rails), own IBAN / account no., multi-currency hold, virtual cards, crypto-settled card | fiat pay-in (bank rails), fiat pay-out (bank rails), own IBAN / account no., multi-currency hold, virtual cards |
| Stablecoin | Sì | No |
| KYC | Sì | Sì |
| Regioni attive | Europa, Nord America, Oceania, Asia, America Latina | Europa, Nord America, Asia, Oceania, America Latina, Africa, MENA |
| Utenti dichiarati | 50M customers (2025) | 19M customers (FY26) |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.