Revolut vs Wise

hybrid vs traditional · from the open dataset of 357 tracked neobanks · no affiliate links, ever

Revolut: 50M+ users; crypto trading; stablecoin in FCA sandbox 2026.

Wise: Mid-market-rate FX; 16M+ customers.

Side by side

	Revolut	Wise
Category	hybrid	traditional
Audience	general	travel
HQ	London, UK	London, UK
Founded	2015	2011
Custody	Custodial	Custodial
Regulation	Licensed bank	E-money institution
Licence detail	UK banking licence (2024); EU licence (Lithuania)	E-money/payment licences globally
Card	Visa/MC · Debit + credit	Visa/MC · Debit
Cashback	Perks by tier	—
Yield	Savings vaults	Interest on balances (region)
Stablecoins	Yes	No
KYC	Yes	Yes
Regions	Europe, North America, Oceania, Asia, Latin America	Europe, North America, Asia, Oceania, Latin America, Africa, MENA
Reported users	50M customers (2025)	19M customers (FY26)

go deeperFull profiles: Revolut · Wise — or run your own comparison of up to four in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.