Bank Zero
Ex-FNB CEO's zero-fee mutual bank built on its own core stack.
Mutual-model app-only bank.
The facts
| Category | traditional |
| HQ | Johannesburg, ZA |
| Founded | 2018 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | Mutual bank licence (SA) |
| Card | MC · Debit |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Africa |
| Founders | Michael Jordaan, Yatin Narsai |
Verified links: official site ↗
comparePut Bank Zero side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Wise · TymeBank · OPay · PalmPay · Discovery Bank · Kuda
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.