OPay
Opera's super-app bet on Nigeria; 60M users via a massive street-agent network.
60M+ users; agent-network powerhouse.
The facts
| Category | traditional · underbanked |
| HQ | Lagos, NG |
| Founded | 2018 |
| Custody | Custodial |
| Regulation type | Payment institution |
| Licence detail | Payment licences (NG) |
| Card | Verve/MC · Debit |
| Cashback | Offers |
| Yield | Daily interest (Owealth) |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Africa |
| Countries | Nigeria, Egypt |
| Reported users | 60M users (2024) |
| Founders | Yahui Zhou (Opera) |
| Funding | ~$570M raised |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @OPay_NG ↗
comparePut OPay side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Wise · TymeBank · PalmPay · Bank Zero · Discovery Bank · Kuda
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.