Blink
Launched in 2022 on Codebase Technologies' Digibanc platform with a swipe-based, social-media-style UI for Jordan's underbanked youth.
Jordan's first digital-only neobank by Capital Bank of Jordan — app-based account opening with a Jordanian ID in about 15 minutes, an instant virtual debit card and instant credit cards.
- Who holds it
- A sponsor bank behind the brand — not the app you signed up with — Bank-owned neobank on Capital Bank of Jordan's banking license.
- The ledger
- Split between a program manager and the sponsor bank — the modular setup that broke in Synapse.
- If it fails
- Any claim runs through the sponsor bank, and only works if the two ledgers reconcile.
Derived from Blink’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Amman, JO |
| Founded | 2022 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| License detail | Bank-owned neobank on Capital Bank of Jordan's banking license |
| Card | No card |
| Stablecoins | No |
| KYC | Yes |
| Active regions | MENA |
| Countries | Jordan |
Verified links: official site ↗
Common questions about Blink
What is Blink?
Blink is a fiat neobank, headquartered in Amman, JO and founded in 2022. Your money is held custodially, so Blink or its partner bank holds the balance and you hold a claim on it. It operates on a partner-bank model (Bank-owned neobank on Capital Bank of Jordan's banking license).
Does Blink have a card, and where can you use it?
It issues no card of its own. It is available in MENA.
Does Blink require KYC?
Yes. Blink requires identity verification (KYC) to open an account, as a partner-bank model.
Peers
Wise · Telda · Wio Bank · Zand · YAP · Liv.
Blink appears in
Neobanks running on someone else’s banking license (82) · Neobanks that require identity verification (334) · Neobanks available in MENA (86) · Neobanks with no card of their own (66)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.