Is there a cheaper alternative to Flowe?

Cost depends on FX markup, card fees and plan tier. Compare Tandem Bank, Tomorrow and Algbra against Flowe on the FX-markup and cashback rows in each side-by-side comparison to find the cheapest for how you actually spend.

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Flowe profile

Flowe alternatives

8 comparable traditional neobanks · from the open dataset of 381 · no affiliate links

short answerRanked by how closely they match Flowe on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Tandem Bank, Tomorrow and Algbra, which share the same traditional model and custodial custody; all three are available in Europe. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.

The 8 closest alternatives

neobank	type	hq	reported users	compare
Tandem Bank	traditional	London, UK	—	directory →
Tomorrow	traditional	Hamburg, DE	—	directory →
Algbra	traditional	London, UK	—	directory →
ANNA Money	traditional	Cardiff, UK	—	directory →
Curve	traditional	London, UK	—	directory →
Hype	traditional	Milan, IT	—	directory →
Indy	traditional	Lyon, FR	—	directory →
Monese	traditional	London, UK	—	directory →

go deeperBack to the Flowe profile, ask who owns Flowe?, or filter your own shortlist in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.