Is there a cheaper alternative to Kit?

Cost depends on FX markup, card fees and plan tier. Compare Douugh, Hnry and Up against Kit on the FX-markup and cashback rows in each side-by-side comparison to find the cheapest for how you actually spend.

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Kit profile

Kit alternatives

8 comparable traditional neobanks · from the open dataset of 381 · no affiliate links

short answerRanked by how closely they match Kit on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Douugh, Hnry and Up, which share the same traditional model, custodial custody and the same license type (Partner-bank model); all three are available in Oceania. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.

The 8 closest alternatives

neobank	type	hq	reported users	compare
Douugh	traditional	Sydney, AU	—	directory →
Hnry	traditional	Wellington, NZ	—	directory →
Up	traditional	Melbourne, AU	—	directory →
Parpera	traditional	Sydney, AU	—	directory →
AMP Bank GO	traditional	Sydney, AU	—	directory →
Judo Bank	traditional	Melbourne, AU	—	directory →
CoinJar	hybrid crypto	Melbourne, AU	—	directory →
Stables	web3-native	Sydney, AU	—	directory →

go deeperBack to the Kit profile, ask who owns Kit?, or filter your own shortlist in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.