Up
Built by a tiny Melbourne studio; consistently Australia's most-loved banking app.
Design-led neobank (Bendigo-backed).
The facts
| Category | traditional |
| HQ | Melbourne, AU |
| Founded | 2018 |
| Custody | Custodial |
| Regulation type | Partner-bank model |
| Licence detail | On Bendigo & Adelaide Bank licence |
| Card | MC · Debit |
| Yield | ~4% savers (conditions) |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Oceania |
| Countries | Australia |
| Founders | Ferocia (Dom Pym, Grant Thomas) |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @upbanking ↗
comparePut Up side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Wise · Judo Bank · Hnry · Kit · Douugh · Parpera
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.