Judo Bank
Australian SME challenger.
- Who holds it
- The company itself — it holds a full banking licence — ADI license.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Judo Bank’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional · SMB & startups |
| HQ | Melbourne, AU |
| Founded | 2016 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | ADI license |
| Card | No card |
| Yield | Competitive TDs |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Oceania |
| Funding | Public (JDO) |
Verified links: official site ↗
Common questions about Judo Bank
What is Judo Bank?
Judo Bank is a fiat neobank built for SMB & startups, headquartered in Melbourne, AU and founded in 2016. Your money is held custodially, so Judo Bank or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (ADI license).
Does Judo Bank have a card, and where can you use it?
It issues no card of its own. It is available in Oceania.
Does Judo Bank require KYC?
Yes. Judo Bank requires identity verification (KYC) to open an account, as a licensed bank.
What does Judo Bank cost?
From the verified fields: yield Competitive TDs. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Judo Bank before relying on them.
Head-to-head
Peers
Wise · Up · Hnry · Kit · Douugh · Parpera
Judo Bank appears in
Neobanks that hold their own banking license (132) · Neobanks available in Oceania (72) · Neobanks for small businesses and startups (33) · Neobanks with no card of their own (67) · Neobanks in Australia (8)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.