One Zero
Israel's first new bank in 40+ years, built around an AI private banker.
Israel's first new bank in 40+ years; AI banker.
- Who holds it
- The company itself — it holds a full banking licence — Israeli banking license.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from One Zero’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| AI | AI assistant as the interface |
| HQ | Tel Aviv, IL |
| Founded | 2019 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Israeli banking license |
| Card | MC · Debit |
| Yield | Competitive deposits |
| Stablecoins | No |
| KYC | Yes |
| Active regions | MENA |
| Countries | Israel |
| Founders | Amnon Shashua (Mobileye founder) |
| Funding | ~$500M raised |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @OneZeroBank ↗
Common questions about One Zero
What is One Zero?
One Zero is a fiat neobank, headquartered in Tel Aviv, IL and founded in 2019. Your money is held custodially, so One Zero or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Israeli banking license).
Does One Zero have a card, and where can you use it?
It issues a Mastercard debit card. It is available in MENA.
Does One Zero require KYC?
Yes. One Zero requires identity verification (KYC) to open an account, as a licensed bank.
What does One Zero cost?
From the verified fields: yield Competitive deposits. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with One Zero before relying on them.
Peers
Wise · Telda · Wio Bank · Zand · YAP · Liv.
One Zero appears in
Neobanks that hold their own banking license (132) · Neobanks available in MENA (85) · Neobanks that issue a Mastercard (150)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.