Who owns OPay?
short answerOPay is a payment institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits. OPay's most notable disclosed backers include SoftBank, HongShan and Source Code Capital.
Is OPay a licensed bank?
No — it is a payment institution. Licence detail: Payment licences (NG).
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for OPay yet. Know one? Suggest it.
Who's behind OPay?
OPay was founded by Yahui Zhou (Opera) (2018), headquartered in Lagos, NG.
Early investors
Is my money safe with OPay?
As a payment institution, OPay safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.
go deeperSee the full OPay profile with every verified field, or OPay alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.