OPay alternatives
short answerThe closest alternatives to OPay are PalmPay, TymeBank and Djamo. All are neobanks operating in Africa for underbanked, comparable to OPay on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| PalmPay | traditional | Lagos, NG | 35M users (2025) | vs OPay → |
| TymeBank | traditional | Johannesburg, ZA | 10M customers (2024) | directory → |
| Djamo | traditional | Abidjan, CI | — | directory → |
| Wave | traditional | Dakar, SN | — | vs OPay → |
| Khazna | traditional | Cairo, EG | — | directory → |
| MNT-Halan | traditional | Cairo, EG | — | directory → |
| Flouci | traditional | Tunis, TN | — | directory → |
| PaySika | traditional | Douala, CM | — | directory → |
go deeperBack to the OPay profile, ask who owns OPay?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.