SeaBank
Sea Group's Indonesian bank; Shopee-linked.
- Who holds it
- The company itself — it holds a full banking licence — Bank (OJK); Sea Group.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from SeaBank’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| AI | AI underwriting in production |
| HQ | Jakarta, ID |
| Founded | 2021 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Bank (OJK); Sea Group |
| Card | No card |
| Yield | Daily interest |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Asia |
Verified links: official site ↗
Common questions about SeaBank
What is SeaBank?
SeaBank is a fiat neobank, headquartered in Jakarta, ID and founded in 2021. Your money is held custodially, so SeaBank or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Bank (OJK); Sea Group).
Does SeaBank have a card, and where can you use it?
It issues no card of its own. It is available in Asia.
Does SeaBank require KYC?
Yes. SeaBank requires identity verification (KYC) to open an account, as a licensed bank.
What does SeaBank cost?
From the verified fields: yield Daily interest. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with SeaBank before relying on them.
Peers
Wise · KakaoBank · WeBank · bKash · Maya · GCash
SeaBank appears in
Neobanks that hold their own banking license (132) · Neobanks available in Asia (132) · Neobanks with no card of their own (67) · Neobanks in Indonesia (9)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.