Superbank
Grab/Emtek/Singtel-backed.
- Who holds it
- The company itself — it holds a full banking licence — Bank (OJK); Grab/Emtek/Singtel.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Superbank’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| AI | AI underwriting in production |
| HQ | Jakarta, ID |
| Founded | 2023 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Bank (OJK); Grab/Emtek/Singtel |
| Card | No card |
| Yield | Competitive savers |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Asia |
Verified links: official site ↗
Common questions about Superbank
What is Superbank?
Superbank is a fiat neobank, headquartered in Jakarta, ID and founded in 2023. Your money is held custodially, so Superbank or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Bank (OJK); Grab/Emtek/Singtel).
Does Superbank have a card, and where can you use it?
It issues no card of its own. It is available in Asia.
Does Superbank require KYC?
Yes. Superbank requires identity verification (KYC) to open an account, as a licensed bank.
What does Superbank cost?
From the verified fields: yield Competitive savers. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Superbank before relying on them.
Early investors
Peers
Wise · KakaoBank · WeBank · bKash · Maya · GCash
Superbank appears in
Neobanks that hold their own banking license (132) · Neobanks available in Asia (132) · Neobanks with no card of their own (67) · Neobanks in Indonesia (9)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.