Tria
Self-custodial money app.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Tria’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | — |
| Founded | 2024 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| Card | No card |
| Stablecoins | Yes |
| KYC | Card only |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
Verified links: official site ↗
Common questions about Tria
What is Tria?
Tria is a self-custodial, on-chain-first neobank, founded in 2024. You hold the keys: Tria never takes custody of your funds. It is software rather than a licensed institution.
Does Tria have a card, and where can you use it?
It issues no card of its own. It is available in all 7 world regions tracked here.
Does Tria require KYC?
Partly. You can use Tria itself without verifying your identity, but ordering its card requires KYC.
Peers
Phantom · Zengo · MiniPay · Eco (Beam) · Dakota · MetaMask
Tria appears in
Neobanks that never hold your money (53) · Neobanks where only the card requires ID (33) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks with no card of their own (67)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.