Tuyo
USDC on Base for EUR/USD/MXN corridors.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Tuyo’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | — |
| Founded | 2023 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| Card | No card |
| Cashback | P2P zero-fee |
| Stablecoins | Yes |
| KYC | Card only |
| Active regions | Latin America |
Verified links: official site ↗
Common questions about Tuyo
What is Tuyo?
Tuyo is a self-custodial, on-chain-first neobank, founded in 2023. You hold the keys: Tuyo never takes custody of your funds. It is software rather than a licensed institution.
Does Tuyo have a card, and where can you use it?
It issues no card of its own. It is available in Latin America.
Does Tuyo require KYC?
Partly. You can use Tuyo itself without verifying your identity, but ordering its card requires KYC.
What does Tuyo cost?
From the verified fields: cashback P2P zero-fee. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Tuyo before relying on them.
Peers
Phantom · Zengo · MiniPay · MetaMask · Solflare · Rainbow
Tuyo appears in
Neobanks that never hold your money (53) · Neobanks where only the card requires ID (33) · Neobanks available in Latin America (113) · Neobanks with no card of their own (67)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.