Veera
A serial founder with three exits is folding wallet, broker and bank into one self-custodial app — multichain vaults across 40 chains, tokenized gold and equities, and a card waitlist at 30K before the VEERA token even launched.
Onchain neobank: earn, invest (tokenized equities, gold, RWAs), borrow and spend self-custodially; 2M+ users in 187 countries, 30K cards.
- Who holds it
- You do. Funds sit on-chain in a wallet the company cannot freeze.
- The ledger
- The blockchain — no company keeps the authoritative record.
- If it fails
- Nothing on the company side to fail; but lose your keys and the money is gone for good.
Derived from Veera’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | web3-native |
| HQ | Singapore, SG |
| Founded | 2023 |
| Custody | Self-custodial |
| Regulation type | Self-custodial software |
| License detail | Self-custodial; passkey-secured non-exportable keys |
| Card | No card |
| Cashback | Card rewards |
| Yield | Vault yield 3–10% across 40 chains |
| Stablecoins | Yes |
| KYC | Card only |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | Global |
| Founders | Sukhdeep Bhogal |
| Funding | $10M pre-seed + seed (6th Man Ventures, Sigma Capital, CMCC Titan Fund) |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @On_Veera ↗
Common questions about Veera
What is Veera?
Veera is a self-custodial, on-chain-first neobank, headquartered in Singapore, SG and founded in 2023. You hold the keys: Veera never takes custody of your funds. It is software rather than a licensed institution (Self-custodial; passkey-secured non-exportable keys).
Does Veera have a card, and where can you use it?
It issues no card of its own. It is available in all 7 world regions tracked here.
Does Veera require KYC?
Partly. You can use Veera itself without verifying your identity, but ordering its card requires KYC.
What does Veera cost?
From the verified fields: cashback Card rewards; yield Vault yield 3–10% across 40 chains. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Veera before relying on them.
Early investors
Peers
Phantom · Zengo · MiniPay · Eco (Beam) · Dakota · MetaMask
Veera appears in
Neobanks that never hold your money (53) · Neobanks where only the card requires ID (33) · Neobanks available in North America (127) · Neobanks available in Europe (145) · Neobanks available in Asia (133) · Neobanks available in Oceania (73) · Neobanks available in Latin America (114) · Neobanks available in Africa (93) · Neobanks available in MENA (86) · Neobanks with no card of their own (67) · Neobanks in Singapore (12)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.