Venmo alternatives
short answerRanked by how closely they match Venmo on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Gemini Credit Card, Cash App and BitPay Card, which share the same hybrid model, custodial custody and the same license type (VASP / MSB / crypto licenses); all three are available in North America. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Gemini Credit Card | hybrid crypto | New York, US | — | directory → |
| Cash App | hybrid crypto | Oakland, US | 59M transacting actives (2025) | vs Venmo → |
| BitPay Card | hybrid crypto | Atlanta, US | — | directory → |
| Lava | hybrid crypto | New York, US | — | directory → |
| Mogo | hybrid crypto | Vancouver, CA | — | directory → |
| Fold | hybrid crypto | Phoenix, US | — | directory → |
| Robinhood | hybrid crypto | Menlo Park, US | — | directory → |
| Coinbase Card | hybrid crypto | San Francisco, US | — | directory → |
go deeperBack to the Venmo profile, ask who owns Venmo?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.