Coinbase Card
Exchange card + new Amex One Card; Base builder.
- Who holds it
- A licensed crypto-asset custodian holds the assets on your behalf — US state licenses, MiCA; Public (COIN).
- The ledger
- The custodian’s books, reconciled against on-chain balances.
- If it fails
- Recovery hinges on the custodian’s solvency and how cleanly client assets are segregated.
Derived from Coinbase Card’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid |
| AI | banking for AI agents |
| HQ | San Francisco, US |
| Founded | 2012 |
| Custody | Custodial |
| Regulation type | MiCA CASP (EU) |
| License detail | US state licenses, MiCA; Public (COIN) |
| Card | Visa/Amex · Debit + credit |
| Cashback | Up to 4% rotating |
| Yield | USDC rewards |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America |
| Countries | United States, United Kingdom, European Union, Canada, Australia, Singapore, Brazil |
| Founders | Brian Armstrong, Fred Ehrsam |
| Funding | Public (COIN) |
| Services | crypto-settled card · virtual cards |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @coinbase ↗
Common questions about Coinbase Card
What is Coinbase Card?
Coinbase Card is a fiat-and-crypto neobank, headquartered in San Francisco, US and founded in 2012. Your money is held custodially, so Coinbase Card or its partner bank holds the balance and you hold a claim on it. It is regulated as a MiCA CASP (EU) (US state licenses, MiCA; Public (COIN)).
Does Coinbase Card have a card, and where can you use it?
It issues a Visa and American Express debit and credit card. It is available in 7 countries, across North America.
Does Coinbase Card require KYC?
Yes. Coinbase Card requires identity verification (KYC) to open an account, as a mica casp (eu).
What does Coinbase Card cost?
From the verified fields: cashback Up to 4% rotating; yield USDC rewards. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Coinbase Card before relying on them.
Early investors
Head-to-head
Peers
Revolut · Cash App · Mogo · Venmo · Robinhood · Crypto.com
Coinbase Card appears in
Neobanks authorised as crypto-asset service providers under MiCA (8) · Neobanks available in North America (126) · Neobanks that issue a Visa card (182) · Neobanks in United States (66)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.