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Zopa Bank profile

Who owns Zopa Bank?

traditional · London, UK · Licensed bank · custody: Custodial

short answerZopa Bank holds its own banking licence, so Zopa Bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor. Zopa Bank's most notable disclosed backers include SoftBank and Augmentum Fintech.

Is Zopa Bank a licensed bank?

Yes — it holds its own banking licence. Licence detail: UK banking licence (2020).

Where is your money held?

Custody model: Custodial — on Zopa Bank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for Zopa Bank yet. Know one? Suggest it.

Who's behind Zopa Bank?

Zopa Bank was founded by Giles Andrews, James Alexander (2020), headquartered in London, UK.

Early investors

Notable venture and strategic investors from Zopa Bank's publicly disclosed funding rounds (~$1B raised).

SoftBank ↗ Augmentum Fintech ↗

Is my money safe with Zopa Bank?

As a licensed bank, eligible deposits at Zopa Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Zopa Bank profile with every verified field, or Zopa Bank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.