Zopa Bank alternatives
short answerThe closest alternatives to Zopa Bank are Revolut, Monzo and Phantom. All are neobanks operating in Europe, comparable to Zopa Bank on custody, licence, cards, fees and FX — compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Revolut | hybrid crypto | London, UK | 50M customers (2025) | directory → |
| Monzo | traditional | London, UK | 12M customers (2025) | directory → |
| Phantom | web3-native | San Francisco, US | 15M MAU (2025) | directory → |
| Starling Bank | traditional | London, UK | — | directory → |
| Atom Bank | traditional | Durham, UK | — | directory → |
| Chase UK | traditional | London, UK | — | directory → |
| Kroo | traditional | London, UK | — | directory → |
| Curve | traditional | London, UK | — | directory → |
go deeperBack to the Zopa Bank profile, ask who owns Zopa Bank?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.