KakaoBank vs Toss Bank
short answerBoth are traditional neobanks. KakaoBank is the larger platform (~23M users). Compare custody, license, FX markup and fees field by field below.
KakaoBank: Korea's messaging-native bank; 23M+.
Toss Bank: Part of the Toss super-app.
Side by side
| KakaoBank | Toss Bank | |
|---|---|---|
| Category | traditional | traditional |
| Audience | general | general |
| HQ | Seongnam, KR | Seoul, KR |
| Founded | 2016 | 2021 |
| Custody | Custodial | Custodial |
| Regulation | Licensed bank | Licensed bank |
| License detail | Internet-only bank license (KR) | Internet-only bank license (KR) |
| Card | No card | No card |
| Cashback | — | — |
| Yield | Competitive KRW savers | Daily-interest account |
| FX markup | — | — |
| Services | — | — |
| Stablecoins | No | No |
| KYC | Yes | Yes |
| Regions | Asia | Asia |
| Reported users | 23M customers (2024) | — |
go deeperFull profiles: KakaoBank · Toss Bank — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.