Kolo vs COCA

hybrid vs hybrid · from the open dataset of 365 tracked neobanks · no affiliate links, ever

Kolo: Zero-fee stablecoin card in 170+ countries; nomad favourite.

COCA: MPC self-banking app: EUR IBAN + card, 75 countries; Wirex-issued cards.

Side by side

	Kolo	COCA
Category	hybrid	hybrid
Audience	travel & digital nomads	travel & digital nomads
HQ	—	Dubai, AE
Founded	2022	2023
Custody	Custodial	MPC self-custodial
Regulation	Unclassified	Self-custodial software
Licence detail	—	MPC self-custody; e-money card partners (UK/EU)
Card	Visa/MC · Prepaid	Visa/MC · Virtual + physical
Cashback	2% BTC	Up to 8%
Yield	—	Real-time DeFi APY
Stablecoins	Yes	Yes
KYC	Yes	Yes
Regions	North America, Europe, Latin America, Africa, MENA, Asia, Oceania	North America, Europe, Latin America, Africa, MENA, Asia, Oceania
Reported users	—	—

go deeperFull profiles: Kolo · COCA — or run your own comparison of up to four in the directory.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.