COCA alternatives
short answerRanked by how closely they match COCA on structure — custody, license type, card and overlapping markets — the nearest alternatives in the dataset are Karta, Kolo and XPlace; all three are available in North America, Europe and Latin America. This is a similarity ranking from verified fields, not a popularity list or an editorial pick — all 8 peers are compared field by field below. No affiliate links.
The 8 closest alternatives
| neobank | type | hq | reported users | compare |
|---|---|---|---|---|
| Karta | web3-native | Redwood City, US | — | directory → |
| Kolo | hybrid crypto | — | — | vs COCA → |
| XPlace | hybrid crypto | Dubai, AE | — | directory → |
| Zengo | web3-native | Tel Aviv, IL | 2M users (2026) | directory → |
| Wise | traditional | London, UK | 19M customers (FY26) | directory → |
| Bleap | web3-native | London, UK | — | directory → |
| Solid | web3-native | Gibraltar, GI | — | directory → |
| BFinance | hybrid crypto | Prague, CZ | — | directory → |
go deeperBack to the COCA profile, ask who owns COCA?, or filter your own shortlist in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.