COCA
1M+ users in 75 countries; 'self-banking' — EUR IBAN and card on a wallet only the user controls.
MPC self-banking app: EUR IBAN + card, 75 countries; Wirex-issued cards.
The facts
| Category | hybrid · travel & digital nomads |
| HQ | Dubai, AE |
| Founded | 2023 |
| Custody | MPC self-custodial |
| Regulation type | Self-custodial software |
| Licence detail | MPC self-custody; e-money card partners (UK/EU) |
| Card | Visa/MC · Virtual + physical |
| Cashback | Up to 8% |
| Yield | Real-time DeFi APY |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Founders | Pavel Matveev (Wirex co-founder) |
| Funding | Stellar Development Foundation-backed |
Verified links: official site ↗
comparePut COCA side by side with any of the other 364 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.