Meow vs Flex
Meow: SMB banking born from crypto treasuries.
Flex: AI-native private banking for business owners; Flex Global moves money in 100+ countries on stablecoin rails.
Side by side
| Meow | Flex | |
|---|---|---|
| Category | hybrid | hybrid |
| Audience | SMB & startups | SMB & startups |
| HQ | New York, US | San Francisco, US |
| Founded | 2021 | 2022 |
| Custody | Custodial | Custodial |
| Regulation | Unclassified | Partner-bank model |
| Licence detail | — | Partner banks (Column, Lead, Thread) |
| Card | No card | Visa · Business charge + credit |
| Cashback | — | Cashback + points |
| Yield | Treasury yield | Up to ~2.5% APY on idle cash |
| Stablecoins | Yes | Yes |
| KYC | Yes | Yes |
| Regions | North America | North America |
| Reported users | — | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.