OakNorth vs Zempler Bank
short answerBoth are traditional neobanks. OakNorth pays yield on balances. Compare custody, license, FX markup and fees field by field below.
OakNorth: Profitable SMB lender-bank.
Zempler Bank: Formerly Cashplus; SME-focused.
Side by side
| OakNorth | Zempler Bank | |
|---|---|---|
| Category | traditional | traditional |
| Audience | SMB & startups | SMB & startups |
| HQ | London, UK | London, UK |
| Founded | 2015 | 2005 |
| Custody | Custodial | Custodial |
| Regulation | Licensed bank | Licensed bank |
| License detail | Full UK banking license (PRA/FCA, 2015) | Full UK banking license (PRA/FCA, Feb 2021, ex-Cashplus); FSCS-protected |
| Card | No card | MC · Business debit |
| Cashback | — | — |
| Yield | Competitive savers | — |
| FX markup | — | — |
| Services | — | — |
| Stablecoins | No | No |
| KYC | Yes | Yes |
| Regions | Europe | Europe |
| Reported users | — | — |
go deeperFull profiles: OakNorth · Zempler Bank — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.