Tide vs OakNorth
Tide: 1M+ SME members (UK + India).
OakNorth: Profitable SMB lender-bank.
Side by side
| Tide | OakNorth | |
|---|---|---|
| Category | traditional | traditional |
| Audience | SMB & startups | SMB & startups |
| HQ | London, UK | London, UK |
| Founded | 2015 | 2015 |
| Custody | Custodial | Custodial |
| Regulation | E-money institution | Unclassified |
| Licence detail | E-money; deposits via ClearBank | — |
| Card | MC · Business debit | No card |
| Cashback | Cashback (plan) | — |
| Yield | — | Competitive savers |
| Stablecoins | No | No |
| KYC | Yes | Yes |
| Regions | Europe | Europe |
| Reported users | — | — |
go deeperFull profiles: Tide · OakNorth — or run your own comparison of up to four in the directory.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.