Bank Jago
GoTo-ecosystem digital bank.
- Who holds it
- The company itself — it holds a full banking licence — Bank (OJK); GoTo ecosystem.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from Bank Jago’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Jakarta, ID |
| Founded | 2020 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Bank (OJK); GoTo ecosystem |
| Card | Visa · Debit |
| Yield | Yield pockets |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Asia |
Verified links: official site ↗
Common questions about Bank Jago
What is Bank Jago?
Bank Jago is a fiat neobank, headquartered in Jakarta, ID and founded in 2020. Your money is held custodially, so Bank Jago or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Bank (OJK); GoTo ecosystem).
Does Bank Jago have a card, and where can you use it?
It issues a Visa debit card. It is available in Asia.
Does Bank Jago require KYC?
Yes. Bank Jago requires identity verification (KYC) to open an account, as a licensed bank.
What does Bank Jago cost?
From the verified fields: yield Yield pockets. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Bank Jago before relying on them.
Peers
Wise · KakaoBank · WeBank · bKash · Maya · GCash
Bank Jago appears in
Neobanks that hold their own banking license (132) · Neobanks available in Asia (132) · Neobanks that issue a Visa card (182) · Neobanks in Indonesia (9)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.