Beyon Money
Bahrain telco-backed financial super-app.
- Who holds it
- A licensed payment institution holds your balance in a safeguarding account — CBB-licensed payment institution group (Batelco Financial Services: PSP/AISP/PISP; BRS money changer; investment Cl.2).
- The ledger
- The payment institution’s own ledger.
- If it fails
- Safeguarded funds are returned in administration — ring-fenced, but access can be frozen and slow.
Derived from Beyon Money’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional |
| HQ | Manama, BH |
| Founded | 2022 |
| Custody | Custodial |
| Regulation type | Payment institution |
| License detail | CBB-licensed payment institution group (Batelco Financial Services: PSP/AISP/PISP; BRS money changer; investment Cl.2) |
| Card | Visa · Debit + wealth |
| Cashback | Rewards |
| Yield | Savers |
| Stablecoins | No |
| KYC | Yes |
| Active regions | MENA |
| Countries | Bahrain |
Verified links: official site ↗ · @beyonmoney ↗
Common questions about Beyon Money
What is Beyon Money?
Beyon Money is a fiat neobank, headquartered in Manama, BH and founded in 2022. Your money is held custodially, so Beyon Money or its partner bank holds the balance and you hold a claim on it. It is regulated as a payment institution (CBB-licensed payment institution group (Batelco Financial Services: PSP/AISP/PISP; BRS money changer; investment Cl.2)).
Does Beyon Money have a card, and where can you use it?
It issues a Visa debit and wealth card. It is available in MENA.
Does Beyon Money require KYC?
Yes. Beyon Money requires identity verification (KYC) to open an account, as a payment institution.
What does Beyon Money cost?
From the verified fields: cashback Rewards; yield Savers. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Beyon Money before relying on them.
Peers
Wise · Telda · Wio Bank · Zand · YAP · Liv.
Beyon Money appears in
Neobanks authorised as payment institutions (13) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.