D360 Bank
PIF-backed Islamic digital bank.
- Who holds it
- The company itself — it holds a full banking licence — Digital bank license (SAMA); PIF-backed.
- The ledger
- The bank’s own core ledger.
- If it fails
- A covered-deposit payout through the local scheme, up to its limit.
Derived from D360 Bank’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | traditional · faith-based |
| HQ | Riyadh, SA |
| Founded | 2023 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| License detail | Digital bank license (SAMA); PIF-backed |
| Card | Mada/Visa · Debit |
| Yield | Shariah-compliant |
| Stablecoins | No |
| KYC | Yes |
| Active regions | MENA |
Verified links: official site ↗
Common questions about D360 Bank
What is D360 Bank?
D360 Bank is a fiat neobank built for faith-based, headquartered in Riyadh, SA and founded in 2023. Your money is held custodially, so D360 Bank or its partner bank holds the balance and you hold a claim on it. It is regulated as a licensed bank (Digital bank license (SAMA); PIF-backed).
Does D360 Bank have a card, and where can you use it?
It issues a Mada and Visa debit card. It is available in MENA.
Does D360 Bank require KYC?
Yes. D360 Bank requires identity verification (KYC) to open an account, as a licensed bank.
What does D360 Bank cost?
From the verified fields: yield Shariah-compliant. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with D360 Bank before relying on them.
Head-to-head
Peers
Wise · Telda · Wio Bank · Zand · YAP · Liv.
D360 Bank appears in
Neobanks that hold their own banking license (132) · Neobanks available in MENA (85) · Faith-based and Islamic neobanks (7) · Neobanks that issue a Visa card (182) · Neobanks on domestic card networks (16)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.