Neobanks in Australia
These 8 are headquartered in Australia — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 12 products in Australia so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
The 8 based in Australia
| neobank | type | hq | custody | license / structure | reported users |
|---|---|---|---|---|---|
| AMP Bank GO | traditional | Sydney, AU | Custodial | Australian ADI (AMP Bank Limited) | — |
| CoinJar | hybrid | Melbourne, AU | Custodial | VASP registrations (AUSTRAC DCE, Australia; FCA cryptoasset, UK); card issued by EML (AFSL 404131) | — |
| Douugh | traditional | Sydney, AU | Custodial | Partner banks (Regional Australia Bank; US via Choice Bank) | — |
| Judo Bank | traditional | Melbourne, AU | Custodial | ADI license | — |
| Kit | traditional | Sydney, AU | Custodial | On CBA rails | — |
| Parpera | traditional | Sydney, AU | Custodial | AFSL authorised representative (MSC Advisory AFSL 480649); accounts issued by Wise Australia (AFSL 513764) | — |
| Stables | web3-native | Sydney, AU | Custodial | AFSL partners; Mastercard APAC program | — |
| Up | traditional | Melbourne, AU | Custodial | On Bendigo & Adelaide Bank license | — |
Also verified as available in Australia
9 more products are verified as available to customers in Australia without being based there. This list is as complete as the availability field, which is to say partial.
| neobank | type | hq | custody | license / structure | reported users |
|---|---|---|---|---|---|
| ANNA Money | traditional | Cardiff, UK | Custodial | E-money | — |
| Wise | traditional | London, UK | Custodial | E-money/payment licenses globally | 19M customers (FY26) |
| Klarna | traditional | Stockholm, SE | Custodial | Swedish banking license | — |
| Hnry | traditional | Wellington, NZ | Custodial | Partner bank (ASB in NZ; Monoova/Cuscal in AU); registered tax agent, client accounts in own name | — |
| Revolut | hybrid | London, UK | Custodial | UK banking license (2024); EU license (Lithuania) | 50M customers (2025) |
| Crypto.com | hybrid | Singapore, SG | Custodial | MiCA CASP, MAS MPI, US MSBs | — |
| Coinbase Card | hybrid | San Francisco, US | Custodial | US state licenses, MiCA; Public (COIN) | — |
| Wirex | hybrid | London, UK | Custodial | E-money institution (FCA, FRN 902025); crypto via Wirex Digital Services VASP (OAM Italy) | — |
| Deel | hybrid | San Francisco, US | Custodial | MSB + US state money-transmitter licenses (DPayments); US wallet via Alviere/CFSB; DLUSD via Bridge | — |
Common questions
Neobanks in Australia: how many are there?
8 of the 381 neobanks tracked here are headquartered in Australia. Every entry is verified active and listed on this page with its custody model, license detail and the regions it serves.
Which neobanks in Australia are the largest?
Not answerable from public data: only 0 of these 8 disclose a user figure at all. The list below is therefore not a ranking, and anyone presenting one for this category is guessing.
How is this list of neobanks in Australia built?
These 8 are headquartered in Australia — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 12 products in Australia so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Related
Neobanks in United States (67) · Neobanks in Canada (6) · Neobanks in United Kingdom (29) · Neobanks in Germany (8) · Neobanks in France (11) · Neobanks in Brazil (11) · Neobanks in Argentina (10) · Neobanks in Mexico (11)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.