Karat
Underwrites creators on audience data instead of FICO.
Financial services built for creators.
The facts
| Category | traditional · freelancers & creators |
| HQ | Los Angeles, US |
| Founded | 2019 |
| Custody | Custodial |
| Regulation type | Unclassified |
| Card | Visa · Business card |
| Cashback | Creator perks |
| Stablecoins | No |
| KYC | Yes |
| Active regions | North America |
| Founders | Eric Wei, Will Kim |
| Funding | ~$100M+ incl. debt |
Verified links: official site ↗
comparePut Karat side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Chime · Wise · Varo · Current · SoFi · Ally Bank
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.